Event Title:  Seven Days National Level Short-Term Development Programme

Date: 09.03.2026 to 15.03.2026

Time: 7.00 p.m. to 8.00 p.m

Mode: Google Meet

Name of the Guest

DAY 1 – Mr. Sudhanidhi P.V.
DAY 2 – Ms. Shravanthi Premkumar
DAY 3 – Mr. J.S. Arun Pandian
DAY 4 – Mr. Manimaran S
DAY 5 – Ms. Vatchala Ashokan
DAY 6 – Mr. B Sanjay
Day 7 –  Ms. Vineeta Pandey

Profile of The Speaker

CA. R. Parasuraman
R Parasuraman & Associates
Chartered Accountants,
Chennai – 48

Organizer:  Dr. T.V. Ambuli

Convenors

1. Dr. Alamelumangai

2. Ms. Amrin Fathima

3. Mr. Mohana Ruban

4. Dr. Reji K

Objective of the Events:

The primary objective is to provide students with a clear view with a comprehensive understanding of the evolving landscape of banking in the digital era. With businesses adopting advanced technologies and facing increasing compliance requirements, the field of Banking has transformed significantly. This program aims to highlight the latest tools, innovative techniques, and practical tactics that bankers can employ to enhance accuracy, efficiency, and transparency in banking services.

Day 1 – 09 March 2026

Resource Person: Mr. Sudhanidhi P. V

Designation: Senior Manager, Bank of Baroda, Chennai

Topic: Introduction to Banking System

The programme is commenced with the first session delivered by Mr. Sudhanidhi P. V. He explained the structure and evolution of the banking system in India. The session covered the functions of banks, role of commercial banks, central banking system, and the importance of financial institutions in economic development. Participants gained a clear understanding of how banks operate and their significance in supporting economic activities.

Day 2 – 10 March 2026

Resource Person: Ms. Shravanthi Premkumar

Designation: Advocate at the High Court of Judicature, Telangana & Hyderabad

Topic: Banker and Customer Relationship

The second day focused on the legal relationship between bankers and customers. The speaker discussed types of customers, rights and duties of bankers, confidentiality of customer accounts, and legal responsibilities of banks. Practical examples were shared to help participants understand the importance of trust and legal compliance in banking operations.

Day 3 – 11 March 2026

Resource Person: Mr. J. S. Arun Pandian

Designation: Branch Head, Axis Bank, Kattupakkam

Topic: Banking Laws and Career Opportunities

The third session provided insights into various banking laws and regulations governing the banking sector in India. The speaker also highlighted career opportunities in the banking industry, including roles in public sector banks, private banks, and financial institutions. The session motivated students by explaining the skills and qualifications required for banking careers.

Day 4 – 12 March 2026

Resource Person: Mr. S. Manimaran

Designation: Manager, Agri & MSME Credit Centre, Pudukkottai

Topic: Negotiable Instruments – Cheque, Bills of Exchange, Promissory Note, Endorsement

On the fourth day, the session focused on negotiable instruments used in banking and financial transactions. The speaker explained the features, parties involved, and legal aspects of cheques, bills of exchange, and promissory notes. The concept of endorsement and its types was also discussed in detail. Real-life examples helped participants understand the practical usage of these instruments.

Day 5 – 13 March 2026

Resource Person: Ms. Vatchala Ashokan

Designation: Assistant Professor of Commerce, AM Jain College, Meenambakkam

Topic: Loans and Advances – Types of Loans and Pledge

The fifth session dealt with bank lending practices and different types of loans and advances. The resource person explained secured and unsecured loans, pledge, hypothecation, and mortgage. The discussion also included loan appraisal procedures and risk management in lending activities. Participants gained valuable knowledge about how banks provide financial assistance to individuals and businesses

Day 6 – 14 March 2026

Resource Person: Mr. Sanjay B

Designation: Building Growth Sales, Skydo, Bangalore

Topic: Digital Banking and Modern Services & Cyber Security

The sixth-day session focused on modern banking technologies and digital financial services. The speaker explained internet banking, mobile banking, digital payment systems, and fintech innovations. A major part of the session addressed cyber security threats and safety measures for digital transactions, helping participants understand the importance of secure digital banking practices.

Day 7 – 15 March 2026

Resource Person: Ms. Vineeta Pandey

Designation: Sacred Heart College, Kochi

Topic: Types of Bank Accounts

The final day session discussed the various types of bank accounts offered by banks, including savings accounts, current accounts, fixed deposits, and recurring deposits. The speaker explained the features, benefits, and suitability of each type of account. Participants were able to understand how customers can choose appropriate banking products based on their financial needs

Outcome of the Program

Outcomes of the Seven Day National Level Short Term Development Programme (Banking and Financial Services)
Organized by the Department of Commerce, Faculty of Science and Humanities, Chennai Ramapuram

1. Enhanced Knowledge of Banking System

Participants gained a clear understanding of the structure, functions, and working of the banking system, including the role of banks in economic development.

2. Understanding of Banker–Customer relationship

The session helped participants learn about professional ethics, legal responsibilities, and effective relationship management between banks and customers.

3. Awareness of Banking Laws and Career Opportunities

Participants developed knowledge about important banking regulations, compliance requirements, and various career opportunities available in the banking and financial sector.

4. Knowledge of Negotiable Instruments

The programme provided practical understanding of cheques, bills of exchange, promissory notes, and endorsement procedures, which are essential in banking transactions.

5. Exposure to Digital Banking and Cyber Security

The sessions highlighted the importance of digital banking services, fintech innovations, online transactions, and cyber security practices.

6. Knowledge of Different Types of Bank Accounts

Participants gained clarity on various bank accounts such as savings, current, fixed deposit, and recurring deposit accounts, including their features and benefits.

7. Industry Interaction and Practical Insights

The programme facilitated interaction with banking professionals, legal experts, and academicians, providing real-world insights into the banking sector.

8. Skill Development and Professional Awareness

Participants improved their financial literacy, banking knowledge, and professional skills relevant to the modern financial environment.

9. Encouragement for Research and Career Development

The programme motivated students and faculty to explore research opportunities and pursue careers in banking, finance, and related sectors.

Overall Outcome

The seven-day programme successfully bridged the gap between academic knowledge and practical banking practices, enhancing participants’ understanding of the banking sector, financial services, and emerging digital banking trends.